Welcome!
We are an independent insurance agency that was started in 1937. Please contact us Monday through Friday, 8:30am to 5:00pm Eastern Standard Time, at 1-800-393-3319 or 336-889-4747.
Our email address is murraywhite@murraymwhiteinc.com
We are a full service agency representing major insurance companies. Please see our ‘Companies we Represent’ page for web site links to our insurance companies.
Our logo and sign reads “general insurance” which means we provide both personal and business insurance, as well as life, health, aviation, and bonds.
The real key to our long term success has been our employees. We now have a total of 21 employees with an average experience of over 17 years in the insurance industry.
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ORGANIZE THOSE FAMILY AND FINANCIAL RECORDS
Think of a family as a mini-business. Families plan, save, buy, and invest just like most businesses. For this reason, maintaining the proper family records is just as important as keeping business records. Saving these records for the proper amount of time is an integral part of this whole process. The following tips are good rules of thumb to follow concerning your family and financial records.
* Essential personal and family records such as birth, marriage, and death certificates should be permanently stored, preferably in a safe deposit box. The same rule applies to passports and original social security cards.
* Vital property records, such as real property deeds, burial lot deeds, and motor vehicle titles should also be permanently stored in a safe deposit box.
* An inventory of household goods and appraisals should be stored in a safe deposit box with a copy in the home file.
* Insurance policies should be kept a minimum of 7 years in a home file. A list of all current insurance policies and policy numbers should be maintained in the safe deposit box in the event of a house fire.
* Auto service records should be maintained in a home file for the duration of the ownership of the vehicle. These records may be helpful when selling the vehicle at a later date.
* Financial instruments such as stocks, bonds, and other securities should be kept in a safe deposit box, with a listing of these records in a home file.
* Canceled checks for non-tax deductible expenditures should be stored in a home file for 3 years. Receipts and records of deductible expenses should be stored in a fireproof home file for 6 years.
* Copies of past tax returns should be kept a minimum of 6 years (15 years is best).
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